Benefits Business Plan Develop a comprehensive understanding of your firm; identify excessive costs and exposures and long-range strategy for operation and cost control. Benchmarking Evaluate your program compared to companies/industries similar in size, industry, location, plan design, etc. Advance Renewal Projection Project renewal six months in advance of actual date. Establish budget requirements, discuss alternative plan designs, and determine marketing objectives. Alternative Funding Studies Review multiple alternatives to traditional full insurance, which balance the potential of lower costs against higher levels of risk. Utilization and Claims Analysis Study available carrier data to determine cost drivers (in terms of health conditions and employee behavior) and how to prevent them. Advice on local plan usage and international coordination of benefits in order to maximize coverage and lower cost. Contribution Strategy Analysis Explore options and optimize employee contributions, while keeping plan affordable and competitive for your industry.

Onboarding and deliverables Once the plan has been chosen our team will manage the onboarding procedure with every insured person, group administrators, HR Director and others in order to help understand how and where the plan works at all times. Dedicated Account Team Assign a team of specialists to serve your firm; you always work with senior professionals with proven industry experience and success. National Resources, Local Focus Access to insurance and administrative markets and a wealth of resources nationwide, combined with hands-on local service. Service Calendar Map out activities, due dates, and responsibilities for the entire year. Your firm knows what to expect—and we are accountable.

Custom CommunicationsAssist with all phases of employee communications through print, email, web, live meetings and events. Health & Wellness Programs Initiatives that help employees utilize their benefits, improve their health, and reduce claims. Target specific conditions identified in claims and utilization studies.

International Benefits​ Benefit solutions for employees working on assignment outside their home countries and local nationals; ability to supplement national health programs.

Formal Quality Process​ Take steps to ensure that your benefits program (1) aligns with your business goals; (2) stays current with the insurance market; and (3) achieves specific and measurable results.

Cost Advantage A comprehensive program with competitive pricing and total transparency. You always know what deliverables to expect and what they cost.